Apna Ghar Apni Chat Scheme | 2024

“Apna Ghar Apni Chat” Scheme is launched by Maryam Nawaz on 14th August, 2024 as a housing plan for poor and homeless people. This housing scheme is based on easy installments along with maximum discount on monthly basis. In this article we will explore about eligibility criteria for applying this housing scheme along with payment plan and registration process in detail.

What is “Apna Ghar Apni Chat” Scheme?

The “Apna Ghar Apni Chat” Scheme is a housing plan that is introduced for poor and homeless people of Punjab by Chief Minister Maryam Nawaz. Registration can made with an easy and streamlined process along with easy and affordable installments. In the province of Punjab, over 100, 000 housing plans is organized in the overall province within 4.5 years. Citizens of Punjab can easily apply for the registration process at the “Apna Ghar Apni Chat” online portal or via a Mobile number. The government has launched over 3000 apartments in each district of Punjab.

According to the initial plan of the scheme over 50, 000 houses are currently constructing or under construction. Whenever, total construction plan of the houses are based on 100, 000 houses over 3000 houses are being constructed in every District. A total installment plan is within 5 years along with easy payments.

Eligibility Criteria for “Apna Ghar Apni Chat” Scheme:

Here are following aspects that fulfil the information about eligibility criteria and requirements for applying to this housing scheme:

1. Applicants must be citizens of Punjab as per his/her CNIC.
2. Proof of profession, job and income is required by the applicants. (Income should not exceed by Rs.60, 000 per month).
3. Acknowledgement of rules and regulations about the scheme.
4. The applicant’s beta family should be as per NADRA Record.
5. No criminal record or anti-social activities by the applicant.
6. Applicant must not be a defaulter of bank, loan or any financial institution.
7. Registration at National Socio-Economic Registry (NSER) and having a PMT score of 60 or less by the applicant is compulsory.
8. Applicant will be owner of 5 Marla land or plot in urban area and 10 Marla land or plot in rural area, the processing owner documents will applied at the time of application or registration for the scheme where he/she want to construct house.

How to apply online for “Apna Ghar Apni Chat” Scheme?

To apply online, applicants have to follow the steps as follows:

• Go to the official Apna Ghar Apni Chat website at https://acag.punjab.gov.pk/
• At the top left corner of the page, navigate to the “Register” button and click.
• At new page, “Citizen Registration Form” will appear, enter all required information correctly such as Full name, CNIC Number, Father’s or Husband’s CNIC Number, Gender, Phone Number, Email address, District, Tehsil, City name, and Division.
• At the end of form, create a password and re-enter the password; then click on the “Register” button at last.
• Now the registration process will start according to the given information.

How to apply for “Apna Ghar Apni Chat” Scheme via Phone Number?

Applicants can also apply offline for the scheme by following the steps as follows:

1. Call at 0800-09100 from your mobile,
2. Provide all required information asked by the operator correctly. The provided information will recorded in an automatic way.
3. In this way, you will successfully register for the scheme and processing will begin.

Payment and Installment Plans by Maryam Nawaz:

• Buyers will acquire the project with as 40% down payment; 26000 easy installment on monthly basis.
• The government will provide the remaining 60% as a particular subsidy.
• Every flat cost is 15 lac estimated.

Eligible District of Punjab Eligible for the Scheme:

Here are the following districts of Punjab, that are eligible to apply for the “Apna Ghar Apni Chat” Scheme:

Apna Ghar Apni Chat” Scheme Attributes and Facilities:

The mapping scheme is applied on all houses and will based on joint coordination of Government architects and town planning managements. Basic facilities are planned, such as water, sanitation, gas, and electricity from the Pakistan council of the government.

Vision Statement by the Scheme:

The mapping scheme is applied to all houses and will based on joint coordination of Government architects and town planning managements. Basic facilities are planned, such as water, sanitation, gas, and electricity from the Pakistan Council of the government.

The “Apna Ghar Apni Chat” Scheme is developed to promote social development for poor or homeless people along with easy and affordable payment system. Construction quality and mapping plans are developed to meet the all mandatory housing requirements and benefits. Low-income people can afford the buy house management installments along with 60% subsidy provided by the Government as well.

The aim of the scheme is focused on the construction of houses with architectural plans, benefits and internal or external facilities to the buyers. Houses will constructed within a short period of 6 weeks is also included in the vision of the scheme for unprivileged citizens of Punjab.

Conclusion:

“Apna Ghar Apni Chat” Plan is a lodging plan that is presented for the poor and vagrants of Punjab by CM Maryam Nawaz. Enlistment can made with a simple and smooth-out process alongside simple and reasonable portions. In the province of Punjab, 100, 000 Housing plans is coordinated in by and large region within 4.5 years. Residents of Punjab can undoubtedly apply for the enrollment process at the “Apna Ghar Apni Chat” online entrance or through a Portable number. The government has sent off more than 3000 apartments in each eligible District of Punjab.

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